This website www.redrate.com.au ("Website") is operated by Red Rate Pty Ltd on behalf of itself. Access is provided only in accordance with the following terms and conditions ("Conditions"). 

Copyright Notices

Copyright in works contained in the Website, including but not limited to all software, design, text, sound recordings and images, are owned, or licensed, except as otherwise expressly stated, by Red Rate. You may access the website for your own use of the facilities offered. You may not otherwise copy, transmit, display, perform, distribute (for compensation or otherwise), licence, alter, store or otherwise use the Website or any of its components. Linking (whether to the home-page or otherwise and including framing) is permitted only with the prior written consent of Red Rate. 

Web Content and Materials

The information, materials and services contained in the Website are subject to change from time to time without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final Red Rate determination and acceptance. Red Rate may discontinue or make changes in the information, products or services described herein at any time. Any dated information is published as of its date only, and Red Rate does not undertake any obligation or responsibility to update or amend any such information. Furthermore, by offering information, products or services via the Website, no solicitation is made by Red Rate to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law. 

Links to Other Sites

Links to third party websites are provided solely as pointers to information on topics or services that may be useful to users of the Website, and Red Rate has no control over the content on such other websites. Links to other sites do not imply any responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. These links are provided to you as a convenience only. You are responsible for complying with the terms of use of those sites. Red Rate makes no warranties, either express or implied, concerning the content of such sites. 

Exclusion of Liability

All content and services on or available through this Website are provided on an "as is" basis and Red Rate does not make any representation or give any warranty in respect of the Website or its content. In particular, Red Rate does not give any warranty as to the accuracy, suitability, reliability, completeness, non-infringement, performance, fitness for a particular purpose, merchantability, freedom from viruses or timeliness of the content or services contained on the Website. Moreover, but without limiting the exclusion, the information services on the Website are intended for use by holiday or business travellers or by individuals or companies seeking to make payments abroad in foreign currencies, and should not be used for speculation or investment. These information services and other content of the Website are not intended to amount to advice on which reliance should be placed. We accept no responsibility or liability arising from any reliance placed on such services by any visitor to the Website or by anyone who may be informed of any of its contents. In addition, we give no assurances that you will receive the services for which you register.

Except in relation to any agreement entered into between you and Red Rate relating to services or goods offered through the Website (which will be governed by the terms for those services or goods), Red Rate will not be liable for any damages (including without limitation loss of profit or loss of use) arising out of your use or delay or inability to use the Website, its content or any link to another website, or otherwise arising out of the Website, arising in contract, tort (including negligence) or otherwise except in the case of death or personal injury caused by Red Rate’s negligence. 

Changes to the Conditions

These Conditions are subject to change from time to time. Changes will be posted on this Website, and use of the Website following any such posting will be deemed to be acceptance of them. 

Termination

Red Rate may terminate your access and use of any part of the Website at any time without notice if you are in breach of any of these Conditions or for any other reason. Red Rate reserves the right to cease operating the Website at any time without notice.

Governing Law

The user's access to and use of the Website, and these Conditions are governed by the laws of New South Wales. Any dispute, which cannot be resolved between us, shall be resolved in the New South Wales courts.